Overview
Swift BIC
Generally, for all payments: SWIFT codes can be either 8 or 11 characters in length.
They're structured as follows: HKBCCATT### or HKBCCATTXXX
"HKBC" - The first four characters identify the particular institution or bank to which the transfer will be made
"CA" - The next two characters specify the country
"TT" - The following two identify the location - usually the city
"###/XXX" - The final three characters are usually numerical and indicate a particular branch or office. Three X's (XXX) references the head office.