Payments that have been rejected by the beneficiary bank(or other downstream banks) will display a Transaction Status Reason Code in the GPI tracking response. The table below will define what each code means.
Back Office admins can view the reason code from the Payments Hub by selecting the "View Message" link for the Rejected message under the payment detail's Status.
Future improvements will include these reasons in notifications and additional locations in the UI.
Code | Name | Description |
|---|---|---|
RR05 | RegulatoryInformationInvalid | Regulatory or Central Bank Reporting information missing, incomplete or invalid. |
RR03 | MissingCreditorNameOrAddress | Specification of the creditor's name and/ or address needed for regulatory requirements is insufficient or missing. |
RC08 | InvalidClearingSystemMemberIdentifier | Routing code not valid for local clearing. |
RC01 | BankIdentifierIncorrect | Bank identifier code specified in the message has an incorrect format (formerly IncorrectFormatForRoutingCode) |
NOAS | NoAnswerFromCustomer | Failed to contact beneficiary |
MS03 | NotSpecifiedReasonAgentGenerated | Reason has not been specified by agent. |
G008 | MIPaymentTransferredAndReceived | The payment of the (gpi) sending MI agent was transferred to and received by the receiving MI agent. |
G007 | MIPaymentTransferred | The payment of the (gpi) sending MI agent was transferred to the receiving MI agent. |
G004 | CreditPendingFunds | Credit to the creditor's account is pending as status Originator is waiting for funds provided via a cover. |
G003 | CreditPendingDocuments | In an FI to FI Customer Credit Transfer: Credit to creditor's account is pending receipt of required documents. The Status Originator has requested creditor to provide additional documentation. |
G002 | CreditDebitNotConfirmed | The transaction processing cannot be completed the same day. |
G001 | PaymentTransferredAndSLANoLongerMaintained | The Status Originator transferred the Credit Transfer to the next Agent or to a Market Infrastructure where the transaction's service obligations may no longer be guaranteed. |
G000 | PaymentTransferredAndSLAMaintained | The Status Originator transferred the Credit Transfer to the next Agent or to a Market Infrastructure maintaining the transaction's service obligations. |
FOCR | FollowingCancellationRequest | Return following a cancellation request. |
FF07 | InvalidPurpose | Purpose is missing or invalid. |
DUPL | Duplication | Payment is a duplicate of another payment. |
CUST | RequestedByCustomer | At request of creditor. |
BE01 | InconsistentWithEndCustomer | Identification of end customer is not consistent with associated account number. (formerly CreditorConsistency). |
AM06 | AmountTooLow | Below limit. |
AC06 | BlockedAccount | Account specified is blocked, prohibiting posting of transactions against it. |
AC04 | ClosedAccountNumber | Account number specified has been closed on the bank of account's books. |
AC01 | IncorrectAccountNumber | Account number is invalid or missing |