Branch Id/Routing Codes | Customer Resource Center

You may have seen "Routing Code" referenced in PayRecs from time to time. While the US uses a routing code system called ABA number (also known as routing number or routing transfer number) , each country around the world has a similar system with a different name.

We're changing that label from "Routing Code" to "Branch ID" - this helps capture the essence of the ID we need, which is a sequence characters used by banks to identify specific financial institutions within their country.

When looking for this Branch ID, you'll want to reference the information below for country-specific information. Usually, this information is present on the invoice you have from your vendor/recipient. If not, this information will help you ask for the specific information needed to ensure smooth payments to your recipients.

Australia

Bank State Branch (BSB) Code is a 6 digit code that identifies a specific Bank and Branch.

Branch ID Local Name	BSB (bank state branch)
Format	6 digits
Format Details	First 3 identifying the bank, last 3 identifying the branch
More Information	IF you can't find the BSB code on an invoice or from the vendor, you may be able to locate through these various resources: NAB: BSB numbers for NAB can be found here. They begin with 08 or 8. Commonwealth Bank: BSB numbers for Commonwealth bank can be found here. They generally begin with 06. ANZ: BSB numbers for ANZ can be found here. They generally begin with 01. Westpac: BSB numbers for Westpac can be found here. They generally begin with 03. Bank of Queensland: BOQ has a universal BSB: 124-001. Use this to send money into any BOQ account. Macquarie Bank: Macquarie Bank has a universal BSB: 182-512. Bendigo Bank: BSB numbers for Bendigo Bank can be found here. They generally begin with 63. AMP Bank Ltd: AMP has a universal BSB: 939-200. Suncorp Bank: Suncorp has a universal BSB: 484-799. Bankwest: BSB numbers for Bankwest can be found here. They generally begin with 30.

New Zealand

Much like Australia, New Zealand uses Bank State Branch (BSB) Code as well. It's a 6 digit code that identifies a specific Bank and Branch.
Usually, NZ account numbers being 16 digits long actually contain the 6 digit BSB code in the first 6 digits.

Branch ID Local Name	BSB (bank state branch)
Format	6 digits (eg 123456)
Format Details	First 3 identifying the bank, last 3 identifying the branch
More Information	New Zealand has 16-digit account numbers that are formatted as: XXXXXX YYYYYYY ZZZ The first six numbers (XXXXXX) represent the bank code, which identifies the bank and the branch, much like a BSB in Australia.

United Kingdom

Branch ID Local Name	Sort code
Format	6 digits (eg 123456)
Format Details	Identifies a specific Bank and Branch. The first 2 digits indicate a specific bank, while the remaining 4 indicated a specific branch of that bank.
More Information	UK banks use a 6 digit sort-code to identify the different institutions - for example the code for TSB in Bradford is 77-71-13 and Taunton’s branch of HSBC is 40-44-04. The first two digits identify the bank (TSB is 77, HSBC is 40), and the rest of the number identifies the branch.

Canada

Branch ID Local Name	Institution + Transit
Format	9 digits (But can be 8 rarely) (eg 0000112345)
Format Details	First 4 is the institution id (make sure you have a leading 0, eg 0003 vs 003). The last 5 are transit code, which represents the bank branch
More Information	Read more here

India

Branch ID Local Name

IFSC (Indian Financial System Code)

Format

11 characters (eg IBKL0001056)

Format Details

IFSC codes are 11 characters, comprised like this: XXXX0YYYYYY.

The first four (XXXX) are alphabetic characters that represent the bank.
The zero (0) is reserved for future use.
The last six digits (YYYYYY) are a code of numbers representing the individual branch of the bank.